:root{--navy:#14203f;--navy-2:#1b2f5e;--cyan:#1aa7e0;--cyan-light:#4fc3f7;--bg:#fff;--bg-alt:#f4f7fb;--text:#1c2733;--text-light:#5b6b7c;--border:#e3e8ef;--radius:12px}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}a{color:var(--cyan);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}.container{max-width:1120px;margin:0 auto;padding:0 24px}header.site-header{border-bottom:1px solid var(--border);position:-webkit-sticky;position:sticky;top:0;background:hsla(0,0%,100%,.96);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);z-index:50}.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1120px;margin:0 auto}.logo-link img{height:46px;width:auto}nav.main-nav ul{list-style:none;display:flex;gap:28px;margin:0;padding:0}nav.main-nav a{color:var(--text);font-weight:500;font-size:.95rem}nav.main-nav a:hover{color:var(--cyan);text-decoration:none}.header-actions{display:flex;align-items:center;gap:18px}.lang-switch{font-size:.85rem;font-weight:600}.lang-switch,.lang-switch a{color:var(--text-light)}.lang-switch a.lang-active{color:var(--navy);text-decoration:underline}.lang-switch .lang-sep{margin:0 4px;color:var(--border)}.nav-cta{background:var(--cyan);color:#fff!important;padding:9px 18px;border-radius:8px;font-weight:600}.nav-cta:hover{background:var(--navy-2);text-decoration:none}.hero{padding:72px 24px 56px;text-align:center;background:linear-gradient(180deg,var(--bg-alt) 0,var(--bg) 100%)}.hero h1{font-size:2.4rem;margin:0 0 16px;color:var(--navy)}.hero p.subtitle{font-size:1.15rem;color:var(--text-light);max-width:640px;margin:0 auto 32px}.hero-sub{padding:56px 24px;text-align:center}.hero-sub h1{font-size:2.1rem;margin:0 0 12px;color:var(--navy)}.hero-sub p.subtitle{font-size:1.05rem;color:var(--text-light);max-width:620px;margin:0 auto}.breadcrumb{font-size:.85rem;margin-bottom:10px}.breadcrumb,.breadcrumb a{color:var(--text-light)}.split{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px;padding:0 24px 64px;max-width:1120px;margin:0 auto}.split-card{border:1px solid var(--border);border-radius:var(--radius);padding:36px 32px;text-align:left;transition:box-shadow .15s,transform .15s}.split-card:hover{box-shadow:0 12px 28px rgba(20,32,63,.08);transform:translateY(-2px)}.split-card .tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--cyan);margin-bottom:10px}.split-card h2{margin:0 0 10px;color:var(--navy);font-size:1.4rem}.split-card p{color:var(--text-light);margin:0 0 20px}.split-card ul{padding-left:18px;color:var(--text-light);margin:0 0 22px}.split-card ul li{margin-bottom:4px}.btn{display:inline-block;background:var(--navy);color:#fff!important;padding:11px 22px;border-radius:8px;font-weight:600;font-size:.95rem;border:none;cursor:pointer;font-family:inherit}.btn:hover{background:var(--cyan);text-decoration:none}.btn:disabled{opacity:.6;cursor:not-allowed}.btn-outline{display:inline-block;border:1.5px solid var(--navy);color:var(--navy)!important;padding:10px 20px;border-radius:8px;font-weight:600;font-size:.95rem}.btn-outline:hover{background:var(--navy);color:#fff!important;text-decoration:none}section.band{padding:56px 24px}section.band.alt{background:var(--bg-alt)}.band h2{color:var(--navy);font-size:1.7rem;margin:0 0 8px;text-align:center}.band p.lead{text-align:center;color:var(--text-light);max-width:640px;margin:0 auto 36px}.cards-3{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);grid-gap:22px;gap:22px}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px 22px}.card h3{color:var(--navy);font-size:1.1rem;margin:0 0 8px}.card p{color:var(--text-light);margin:0 0 14px;font-size:.95rem}.card a.more{font-weight:600;font-size:.9rem}.two-col{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;grid-gap:40px;gap:40px;align-items:center}.two-col h2{text-align:left;margin-bottom:14px}.two-col ul{color:var(--text-light);padding-left:20px}.two-col ul li{margin-bottom:8px}.checklist{max-width:760px;margin:0 auto;padding-left:0;list-style:none}.checklist li{padding-left:28px;position:relative;margin-bottom:12px;color:var(--text-light)}.checklist li:before{content:"\2713";position:absolute;left:0;color:var(--cyan);font-weight:700}.cta-band{background:var(--navy);color:#fff;text-align:center;padding:56px 24px}.cta-band h2{color:#fff;margin:0 0 10px}.cta-band p{color:#c7d2e3;margin:0 0 26px}.cta-band .btn{background:var(--cyan)}.cta-band .btn:hover{background:#fff;color:var(--navy)!important}form.contact-form{max-width:560px;margin:0 auto;display:flex;flex-direction:column;gap:14px}form.contact-form label{font-weight:600;font-size:.9rem;color:var(--navy)}form.contact-form input,form.contact-form select,form.contact-form textarea{padding:10px 12px;border:1px solid var(--border);border-radius:8px;font-family:inherit;font-size:.95rem}form.contact-form button{align-self:flex-start;margin-top:6px}.form-status{font-size:.9rem;padding:10px 14px;border-radius:8px;margin-top:4px}.form-status.success{background:#e6f7ee;color:#1a7a4c}.form-status.error{background:#fdecea;color:#b3261e}.contact-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:.9fr 1.1fr;grid-gap:48px;gap:48px}.contact-info h3{color:var(--navy);margin-top:0}.contact-info p{color:var(--text-light)}footer.site-footer{background:var(--navy);color:#c7d2e3;padding:48px 24px 24px}.footer-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;grid-gap:32px;gap:32px}.footer-inner img{height:40px;margin-bottom:12px}.footer-inner p{font-size:.9rem;color:#9aabc4}.footer-col h4{color:#fff;font-size:.9rem;text-transform:uppercase;letter-spacing:.04em;margin:0 0 14px}.footer-col ul{list-style:none;padding:0;margin:0}.footer-col ul li{margin-bottom:8px}.footer-col a{color:#c7d2e3;font-size:.92rem}.footer-col a:hover{color:#fff}.footer-bottom{max-width:1120px;margin:32px auto 0;padding-top:20px;border-top:1px solid hsla(0,0%,100%,.1);font-size:.82rem;color:#8195b3;text-align:center}@media (max-width:860px){nav.main-nav{display:none}.cards-3,.contact-grid,.split,.two-col{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr 1fr}}